The Hours Americans Work to Pay a Mortgage

Many people define the American dream as owning your own home, having a comfortable lifestyle, healthy children, and a secure retirement. But the ability to afford a home varies by location and earnings. This makes apples-to-apples comparisons across the country very difficult.

So how many hours on average do Americans need to work to pay their mortgage? took data from the U.S. Census Bureau – the median income for people in 98 of the largest cities in the U.S. – and calculated an average hourly rate based on a 40-hour work week. Using Zillow, they figured out the median housing price for each city and determined a monthly mortgage payment, based on a 30-year loan.

See the results in the map below: