Paramount Mortgage - Lender's Blog

Frightful House Guests: Spiders, Bats and Other Creatures

October has arrived, which means you don’t have to clean those cobwebs as they are now a part of your Halloween decorations. How’s that for a homeowner hack?

All jokes aside, it’s a great time for a bit of scary fun with decorations, but some real life creatures can make you scream in terror. What is the best way to deal with these little problems?

How to Recover from Credit Card ID Theft

If you learn that a credit card has been opened in your name, you are not legally responsible for the fraudulent charges, but you will have to take quick steps to stop this fraud and remove the account from your credit reports. Here are the steps to take:

1. Call one of the three major credit-reporting agencies. The one you contact will pass the word to the other two. Report the fraud, and ask to have an initial fraud alert placed on your account. This will force creditors to take additional steps to confirm your identity before issuing credit in your name for the next 90 days.

Fall Home Maintenance

A few days ago, we happily welcomed autumn, anticipating beautiful foliage and cooler temperatures. For the happy homeowner, a new season brings a new list of maintenance chores.  Keep your biggest investment in great shape throughout the cooler months, by attending to these tasks.

Facts About First-Time Homebuyers

 

Avoid These 6 First-Time Homebuyer Mistakes

It’s tough being a first-time buyer in today’s housing market. Home prices are at record highs in many parts of the country, often selling for more than the asking price, and going from list to contract in a short time, according to Redfin. Don’t make it even harder (or more expensive) for yourself by making these common mistakes:

Helping Hands

Recently, Hurricane Harvey devastated 33 Texas counties, which are now under federal disaster declaration. Many people have been displaced, losing homes and much more. Hurricane Irma caused widespread, catastrophic damage to parts of Florida.

A Few “Whys” of the Housing Shortage

It’s the usual chorus any time housing data is released: There’s strong demand, but limited supply. The National Association of Realtors’ data which tracks sales of previously owned homes, shows that the number of homes for sale averaged through the first six months of 2017 was the lowest for any first half of the year since at least 1999. While it’s good news for the economy that demand is so strong, the reasons there isn’t enough supply are nuanced. MarketWatch has put together this list of a few:

September Is National Emergency Preparedness Month

With Hurricane Harvey and now Hurricane Irma in the news, our thoughts and prayers are with those displaced and affected. Devastating weather events bring attention to the great importance of emergency preparedness. Of course, many disasters cannot be prevented, but being prepared can improve your chances of surviving such an emergency.

Student Loan Debt

 

What You Need to Know: Millennials and Credit Scores

Last week, we shared some interesting information about Millennials and credit scores. In a nutshell, the sad news is that many millennials do not understand how credit affects them.

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